Are you tired of standing in long queues at the bank to withdraw cash or check your balance? With the GTBank ATM card, you can skip those lines and enjoy convenient access to your money anytime, anywhere.
In this ultimate guide, we will simplify applying for a GTBank ATM card, ensuring you have all the information you need to get started.
GTBank, known for its excellent customer service and innovative banking solutions, offers a range of ATM cards to suit your needs.
Whether you’re looking for a primary savings card, a premium debit card with added benefits, or even a prepaid card for budgeting purposes, GTBank has you covered.
In this guide, we’ll walk you through the step-by-step process of applying for a GTBank ATM card, including the required documents, fees, and timelines.
We’ll also highlight the features and benefits of each card option, helping you make an informed decision that best suits your banking needs.
So, if you’re ready to simplify your banking experience and gain convenient access to your funds, let’s dive into the ultimate guide to applying for a GTBank ATM card.
Benefits of Having a GTBank ATM Card
A GTBank ATM card is a convenient and secure way to access your funds, pay for goods and services. A GTBank ATM card is a debit card linked to your GTBank account and can be used at any ATM, POS terminal, or online platform that accepts MasterCard or Visa.
Here, we will discuss the benefits of having a GTBank ATM card, the types of cards available on a GTBank account, the steps to apply for one, and some safety tips to remember.
Types of GTBank ATM Cards Available
GTBank offers different types of ATM cards to suit your needs and preferences. Some of the cards available are:
Naira MasterCard
This is a naira-denominated card that can be used for local transactions only. It has a daily withdrawal limit of N150,000 and a daily POS and online transaction limit of N3,000,000.
Dollar Debit MasterCard
This is a dollar-denominated card that can be used for both local and international transactions. It has a daily withdrawal limit of $1,000 and a daily POS and online transaction limit of $5,000.
Prepaid Cards
These cards are not linked to any account and can be loaded with funds. They can be used for local and international transactions as well. Some prepaid cards are Prepaid Virtual Naira MasterCard, Prepaid Utility Card, and GTBank Prepaid Dollar Card.
Dollar Credit Cards
These are cards that offer you credit facilities in dollars. You can use them to pay for goods and services locally and internationally and enjoy rewards and discounts.
Some dollar credit cards are World MasterCard, GTBank Visa Classic Credit Card, and GTBank Standard Credit MasterCard.
Required Documents for GTBank ATM Card Application
To apply for a GTBank ATM card, you must provide some documents for verification purposes. These include:
- A valid ID card (such as a national ID card, driver’s license, or international passport).
- A recent passport photograph.
- A utility bill (electricity, water, or phone) is not over three months.
Step-by-step Guide to Applying for a GTBank ATM Card
Applying for a GTBank ATM card is easy and convenient. You can apply online or at any GTBank branch. Here are the steps to follow:
Online
You can apply for an ATM card online using the GTBank mobile app or internet banking platform. You must log in with your user ID and password, click the Cards tab, request the card of your choice, input the required details, and select your pick-up location.
Also, you must have at least N1,000 in your account to cover the card issuance fee.
Branch
You can also visit any GTBank branch near you and fill out an ATM card application form. You must provide your account number, personal details, card type, and pick-up location. Also, you will need to pay N1,000 for the card issuance fee.
Common Issues and Troubleshooting during the Application Process
Sometimes, you may encounter some issues or challenges during the application process. Some of the common problems are:
Delay in receiving the activation code
If you apply for an ATM card online, you must receive an activation code via SMS or email to complete the process.
However, sometimes, there may be a delay in receiving the code due to network issues or other factors. If this happens, you can contact GTBank customer care via phone or email to request the code.
Error in filling out the application form
If you mistakenly fill out the application form online or at the branch, you may not be able to submit it or get your card issued. To avoid this, fill out the form accurately and double-check all the information before submitting it.
Unavailability of preferred card type or pick-up location
Sometimes, you may be unable to get the card type or pick-up location you want due to limited stock or other reasons. If this happens, you can choose another option or wait until the preferred option is available.
Tracking the Status of your GTBank ATM Card Application
After you apply for the GTBank ATM card, you may want to know the status of your application and when you can collect it. You can track the status of your application using the following methods:
Online
You can use the GTBank self-service portal to check the status of your application online. You must enter your account number or BVN number and select the service type as Card Delivery (Nigeria). Then, you will see the status of your application and the expected delivery date.
Phone
You can contact the GTBank customer care line on any of these numbers: +234 700 4826 66328, +234 1 448 0000, +234 802 900 2900, or +234 803 900 3900.
You must provide your account number or BVN and the card type you applied for. The customer care representative will then tell you the status of your application and the expected delivery date.
Branch
You can also visit the GTBank branch where you applied for the card or where you chose your pick-up location.
You must provide your account number or BVN and the card type you applied for. The branch staff will then tell you the status of your application and the expected delivery date.
Activating and using your GTBank ATM Card
Once you receive your GTBank ATM card, you must activate it before you can use it. There are different ways to activate your card depending on the card type. Here are some of the methods:
ATM
You can activate your card by using any GTBank ATM. You must insert your card into the machine, select your preferred language, enter 0000 as the default PIN, select PIN change, enter your new four-digit PIN, confirm your new PIN, and wait for a successful message.
Phone
You can also activate your card using the GTBank USSD code *737*5#. You must dial the code on your registered phone number, enter the last six digits of your card number, create a new four-digit PIN, and confirm.
Online
You can also activate your card online using the GTBank mobile app or internet banking platform. You must log in with your user ID and password, click the Cards tab, select Activate Card, enter your card number, expiry date, and activation code (if required), and confirm it.
After activating your card, you can use it for various transactions, such as:
- Withdraw cash from any ATM.
- Pay for goods and services at any POS terminal or online platform.
- Transfer funds to other accounts.
- Check your account balance and mini statement.
- Recharge your phone or pay bills.
Safety Tips for Using Your GTBank ATM Card
Using your GTBank ATM card is convenient and secure, but you must also take precautions to protect your card and account from fraudsters and scammers. Here are some safety tips to keep in mind:
- Keep your card safe, and do not share your PIN with anyone. Do not write down your PIN or store it on your phone or email.
- Shield your PIN when using an ATM or POS terminal. Do not let anyone see or distract you when entering your PIN.
- Do not use an ATM or POS terminal that looks suspicious or tampered with. If you notice any attachment or device on the machine, do not use it and report it to GTBank or the authorities.
- Do not respond to any email, SMS, or phone call that asks for your card details, PIN, or activation code. GTBank will never ask for this information via any form of communication.
- Check your account statements and transactions regularly and immediately report any discrepancy or unauthorized activity to GTBank.
- Be sure to activate SMS alerts to get notified of any transaction on your account. Dial *737*6*6# and following the prompts.
- Change your PIN regularly and use a strong and unique one. Do not use easy-to-guess numbers such as your date of birth, phone number, or sequential numbers.
- Report any lost, stolen, or damaged card to GTBank immediately. You can do this by calling GTBank customer care or using the GTBank mobile app or internet banking platform to block your card.
Conclusion
A GTBank ATM card is an innovative and convenient way to manage your finances and enjoy other benefits. Applying for a GTBank ATM card is easy; you can apply online or at any GTBank branch and activate it using various methods.
You can use your card for various transactions locally and internationally. However, you must also be careful and vigilant when using your card and protect it from fraudsters and scammers.